Automobile Financing

Affordable prices are simply the start. We make the buying that is entire easier.

Your car loan requirements covered

Prices as little as

Enjoy rates that are extremely competitive great terms.

Free Auto Buying Service

Our specialists will discover the vehicle you prefer at outstanding cost. Begin right right right here.

Degree Up

Individuals may be eligible for a loan price reductions by simply making ace payday loans consecutive, on-time re re re payments.

Brand Brand New Car Loan

Versatile terms, as much as 125per cent funding

• New car loans interest rates only 3.14per cent APR
• As much as 125 per cent funding with Guaranteed car Protection and Mechanical Breakdown Protection
• Versatile terms as much as 84 months
• No prepayment charges
• Have a rate that is potential through LevelUp

Free user advantage: We’ll find your vehicle and negotiate a price that is great

Used Car Loan

Versatile choices to match your requirements

• Car or truck loan prices as little as 3.39per cent APR
• Affordable payment terms as much as 84 months on automobiles up to a decade old, maximum 125,000 kilometers
• As much as 125 per cent funding with Guaranteed car Protection and Mechanical Breakdown Protection
• Freedom enabling you to definitely purchase from a dealer, personal celebration, if not purchase a lease out
• Enjoy a rate that is potential through LevelUp

Free user advantage: We’ll find your car or truck and negotiate outstanding cost

Car Finance Refinancing

Trade-in your loan for an improved one

• Car finance refinancing prices only 3.14per cent APR
• Affordable payment terms as much as 84 months on cars as much as a decade old, maximum 125,000 kilometers
• Loans as much as 125percent associated with Kelley Blue Book value (if you owe significantly more than your vehicle will probably be worth )
• Save very well your price by refinancing automotive loans off their institutions that are financial

Finance Calculator

Just exactly just exactly How car that is much we manage?

Our markers of success

PROVIDER THAT BRINGS CUSTOMERS BACK

“I’m back at my 3rd Patelco car loan and I also would not give consideration to anyone that is trying. The client solutions is amazing!”

MORE OPPORTUNITIES FOR LOTS MORE SOMEBODY

“I happened to be assisted with a car loan and get distribution. It had been the experience that is best – We never ever knew it existed.”

THERE THROUGH PROS AND CONS

“we desperately required a brand new vehicle, but had small cash to place straight straight straight down. Patelco never ever hesitated to simply help me personally.”

Shop the real means you would like

Free, concierge car-buying solution

Allow Patelco Auto Buying solution specialists get the automobile you need and negotiate a fantastic cost for you.

Analysis & Shop with AutoSMART

make use of our AutoSMART solution to look, finance and shop your ca r all in a single destination.

You are invited to the automobile purchase

keep tuned in for information regarding upcoming vehicle purchase activities.

Details not far off

Safeguard your new r >

Professional agents will see you the proper insurance coverage and security solutions during the price that is best.

Comprehensive Car Insurance solutions 2

Weekdays 5am – 7pm PT Saturdays 9am – 2pm PT

Fully Guaranteed Automobile Protection (GAP)

Mechanical Breakdown Protection (MBP)

Debt & Loan Protection

The AutoSMART links with this web web web page will make you keep the Patelco Credit Union site. Although Patelco works closely with several lovers, third-party web web web web sites can offer a privacy that is different and degree of safety. Please consult the internet site’s privacy for more information. Patelco Credit Union doesn’t legitimately express the operator of the web web web site or the Patelco user, if the two get into a deal. We have been additionally maybe perhaps maybe maybe perhaps maybe not legitimately accountable for supply, viewpoints, items, or solutions expressed or offered on the website you may be going to see.

1. APR (Annual Portion Price). Car prices only 3.14% APR effective 1/1/2020; susceptible to alter with no warning. Patelco provides a variety of base prices and discounts that rely on facets such as for instance credit rating, loan term, Patelco account and loan balances, system designation and automobile age. Lowest price quoted includes 0.10per cent (10 foundation Points) Commitment home discount. Real prices are disclosed to approved candidates on paper just before loan consummation that can be since high as 11.89per cent APR. To find out more about prices, terms and available discounts, call 800.358.8228, see patelco.org, or check out any Patelco branch. Loan payment instance: $22.23 per thirty days per $1000 lent at 3.14per cent APR for 48 months.

2. Insurance coverage items are perhaps perhaps perhaps maybe not deposits of Patelco Credit Union as they are perhaps perhaps perhaps perhaps perhaps not insured by the NCUA. They may not be guaranteed in full by Patelco Credit Union and might be at the mercy of danger. Any insurance coverage needed as an ailment of an expansion of credit by Patelco Credit Union will not need to be bought from Patelco Insurance solutions that can be bought from a representative or an insurance coverage business regarding the user’s option. Patelco Insurance solutions is just a subsidiary of Patelco Credit Union. Insurance coverage items provided by Patelco Insurance solutions, A california insurance company (License #0C97544). Any complaints might be filed aided by the Ca Department of Insurance, www.insurance.ca.gov .

3. APR (Annual Portion Price). 1.00% off present Patelco Credit Union price by having a maximum loan term of 60 months. Present price shall differ predicated on credit history and terms. Funding for qualified Patelco Credit Union people. Provide legitimate only on Enterprise vehicle product product product Sales automobiles bought from 11/1/2018 – 12/31/2020. This offer is not coupled with virtually any offer aside from those placed in this ad.